Terms and Condition

1. Educational Purpose

All services, materials, workshops, and consultations provided by Federal Benefit Resources are educational in nature. We do not provide financial, legal, tax, or investment advice.

Federal Benefit Resources makes no guarantees, warranties, or financial promises regarding benefits outcomes, retirement income, or any specific results. All information is intended solely as general educational guidance to help federal employees better understand their benefit options.

Federal Benefit Resources is not affiliated with, endorsed by, or associated with any United States government agency, the Office of Personnel Management (OPM), or any federal department.

2. Appointment Scheduling

Appointments scheduled through our website or representatives may be rescheduled or cancelled with reasonable notice. Users are responsible for attending the scheduled call, workshop, or meeting at the agreed-upon time.

Repeated missed appointments without notice may result in the inability to schedule future consultations.

3. SMS & Email Consent

By submitting your information through any form on our website, you consent to receive SMS text messages and emails from Federal Benefit Resources regarding appointments, scheduling, reminders, and educational follow-up.

Message and data rates may apply. You may opt out of SMS messages at any time by replying STOP. You may unsubscribe from email communications using the unsubscribe link in any email.

4. Intellectual Property

All content on this website including text, graphics, logos, workshop materials, and educational presentations is the property of Federal Benefit Resources and is protected by applicable intellectual property laws. Content may not be reproduced, distributed, or used for commercial purposes without prior written consent.

5. Limitation of Liability

Federal Benefit Resources, its representatives, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of our website, educational materials, or services. Users are encouraged to consult with licensed professionals before making any financial or benefits decisions.

6. Third-Party Tools

We use the following third-party platforms to deliver scheduling, communications, and meetings. Each provider operates under its own terms and privacy policies:

• GoHighLevel — CRM, scheduling, and communications
• Google Calendar — appointment scheduling
• Zoom / Google Meet — virtual consultations and workshops
• Twilio — SMS message delivery

7. Changes to Terms

Federal Benefit Resources reserves the right to update or modify these Terms & Conditions at any time without prior notice. Updates will be reflected on this page with a revised effective date. Continued use of our website or services after changes are posted constitutes acceptance of the updated terms.

8. Contact Information

For questions regarding these Terms & Conditions, please contact us:

Email: [email protected]
Website: federalbenefitresources.com
Address: 50 Carroll Creek Way #220, Frederick, Maryland, United States